In our experience we have seen a hardening of lender responses and attitudes across the board from lenders especially the historic “sub-prime” lenders we see them taking legal action with very low arrears and requesting lots of information about income and expenditure, proof of earnings and copies of bank statements from their customer only to reject a proposal. We have also found many examples of cases where our clients have really struggled to engage with their lender and found it very difficult to get any lender responses at all or even confirmation that their letters and or faxes have been received. These issues are a real problem for you as if you do not take action or get any meaningful dialogue with the lender then they could be taking legal action whilst you are completely unaware of their activity. Even more alarming is the advice that some lenders are giving to their clients that they should not attend the possession hearing as it is purely procedural this is TOTALLY WRONG and you must attend.
In most cases it is possible to stop an eviction, with only hours to spare but the longer we have the better to prepare your case and ensure that we have a detailed understanding of your circumstances that have caused you to be facing eviction and how your situation has now improved. Call Lender & Court Services today on 0345 5484 345 for further details of how we can help keep your home safe and deal with lender responses.