The Government is looking at changing the ways in which County Court Judgements or CCJs are issued in England and Wales to try to better protect consumers. Judgements are used by lenders to enforce debts that can affect people’s credit rating for up to six years. There are concerns that judgements are often made against people without their knowledge because the papers, have been sent to an old address.
Luke Memory from Lender & Court Services was interviewed by Sam Walker on 5 Live Daily about the issues, together with Justice Minister Dominic Raab MP, who has launched a consultation regarding the process of securing a CCJ against someone, and Baroness Ros Altmann CBE, who has campaigned on this issue.
You can listen to this informative 10 minute interview here.