Becoming aware of a County Court Judgment (CCJ) being issued against you is an extremely stressful time. It’s the fear of the unknown. What is a CCJ? How did I get one? What does this mean? What should I do now? How do I fix this? All good questions and signs you need quality CCJ advice
As you answer some of the questions the stress can increase when you find our you only have 30 days to resolve the problem. Failure to do so damages your credit score for the next 6 years making it much harder to successfully apply for a loan, mortgage, or in some cases, gain employment with certain organisations.
At this point it becomes very clear you need CCJ advice. Fast!
Unlike CCJ Removal Solicitors who will charge by the hour, we offer a specialist fixed fee service. We provide a clear explanation of our charges at the outset so you know what you are signing up for. In addition, there is really no such thing as a CCJ Removal Solicitor per se. Solicitors are by their very nature “general legal advisors” and will advise on all types of law; family, matrimonial, conveyancing, wills and probate etc.
In this respect we are not general solicitors. We specialise in this very niche and complex area of CCJ removal. Our success does mean many refer to us as CCJ Solicitors however. Calling us for guidance as to how to remove a county court judgment…High praise indeed!
We have also had a number of clients that had originally instructed a local solicitor to remove their CCJ but were unable to assist them. Our knowledge and experience has meant we have successfully taken over these cases and had those Judgments set aside or removed from the public register, which means it is also removed from your credit file.
We are licensed by the bar standards Board and able to arrange a Fully Qualified Barrister should your case be complex and require that extra level of care and attention to detail.
Specialist Fixed Fee Professional CCJ Advice Services
Call us Now on 0161 393 6826
Free review of your case to establish the legal grounds for your CCJ to be removed
If you have legal grounds we will explain the legal process, our service, and our fixed fee
5 Star Rated Service on Review Centre
Offices based in London and Manchester
TRUST US TO HELP REMOVE YOUR CCJ AND IMPROVE YOUR CREDIT RATING
At Lender & Court we know your first priority will be to understand the situation so that you can be better prepared for what actions are needed, and what impact the issue will have on your finances.
To this end we offer a full legal case assessment free of charge. This gives us the information to provide full CCJ advice to your specific situation, and lay out your legal rights, the impact if not resolved, and costs that maybe incurred.
Once you have reviewed the free assessment it is then your decision if you wish us to act on your behalf. While the fees are dependent on the complexity of your case, typically they are between £499 – £999.
For these fees:
Parking fines are one of the main causes of CCJs in the UK, and typically why people need CCJ advice in the first place. Due to the low-level nature of the fine they can easily be missed or not taken seriously.
This is why Lender and Court have tailored a specific fixed fee service to remove what appears to be a small and minor fine, ensuring it does not have lasting consequences on your credit report and ability to get loans, mortgages, and contracts.
One of the biggest operators in the UK is Parking Eye based in Chorley. They have contracts with landowners to manage their parking restrictions and issue Penalty Charge Notices (PCN’s) if you breach the Terms and Conditions of the Parking Regulations. Parking Eye have a contract with many sectors such as NHS Hospitals, Retail parks, Pubs & Restaurants, Supermarkets and Hotels.
Dealing with Parking Eye directly can be difficult as they are not contactable by telephone, they only have a “payment line” and can take some time to respond to emails. Regardless of this we have a good working relationship with Parking Eye and we have had many Parking Eye CCJs removed from our client’s credit reports.
At best you will have 30 days to resolve your CCJ before it becomes part of your record for the next 6 years. This 30-day deadline is based on when the CCJ is issued, not when you became aware of it. As such, if it was sent to the wrong address, the post was delayed, or you simply did not read your mail for a couple of days, you can find yourself rapidly running out of time.
The moment you are aware of a CCJ you should call us or fill out our online application form so we can start on your case immediately and bring you the best result. Remember, our CCJ advice is designed to take the hassel away and get the issue resolved quickly.