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Fixed Fee CCJ Removal Service Licensed & Qualified 5-Star Rated Service

Specialist CCJ Removal Service
No. 1 Rated Financial Advice Website

Licensed to Instruct Barristers, We will get Justice from the Court Service

Remove a CCJ

Over 300 5 Star Reviews
No.1 Rated Website

Fixed Fee from £249 Professional CCJ Removal Services

With over 30 years experience in dealing with court procedure.
We’ve helped thousands of people like you successfully remove a court judgment from their credit report.

3 Steps to Legal Success

We offer a FREE review, to establish if there are legal grounds for removal, before proceeding with your case.

Step 1 Contact us via form or by phone.

We’ll be in touch to discuss your case. We’ll gather as much information as possible to ensure there are legal grounds for your CCJ to be successfully removed.

Step2 We Start the Fight for your Success

Once we confirm legal grounds, you’ll pay a one-time fixed fee and provide us with any extra information. Then you can sit back, while we fight tirelessly on your behalf to ensure success.

Step 3 We Contact you with the Result

We’ll be in touch every step of the way to keep you updated with your case, and the final result.

Don't Wait, Contact Us Today!
The sooner you instruct us, the sooner we can start to fight your corner. We have a 98%+ chance of success with the cases we take on.

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If you would like the fastest service it is best to call now!

Breaking News

Breaking News • Breaking News • Breaking News • Breaking News

Lender & Court nominated for National Paralegal Awards 2022

Lender & Court nominated as Finalists as this year’s National Paralegal Awards presented by the PPR.

Lender & Court Services Ltd are proud members of the Professional Paralegal Register (PPR) who support and help us by providing a professional and ethical regulatory framework. 

Paralegal businesses often provide easier less costly and more specialist access to justice for the consumer.

Lender & Court Services Ltd share the Values and Aims of the PPR which are:
• Transparency
• Consumer Awareness
• Robust Standards
• Clarity of objective
• Paralegal Employer

Lender & Court - Award Winning Business

You can trust us to win your case.

Why Trust Us?

Recognised Specialist CCJ Removal,
as Featured in

Anonymous
"Big thanks guys help me get my life back on track"
Read More
Overall well impressed they always phoned me help me in every way and even when I won the court case they still got in touch to see if everything was ok.
So would recommend Lender and Court to everyone.
Big thanks guys help me get my life back on track .
Mariam
"Did exactly what they said would do… were great"
Read More
Just want to thank you and your team, for helping me through this. I don’t think I had the easiest of cases but you were always accessible and responsive to my phone calls, emails.
You were also patient with my questions, which is exactly what someone needs when they are stressed out about something they don’t quite understand how to navigate.
Paul Brinklow
"Fantastic service, really pleased"
Read More
Although my case turned out to be a bit messy, the team at lender & court services went above and beyond what they had to do to get my cases sorted.
We were messed about a bit by the court administration service but I felt fully supported by the team.
Kirsty
"What an amazing company"
Read More
I cannot thank Lender and Court Services enough.
Obviously it is very scary finding out you have a ccj and no knowledge.
I contacted lender and court services as to help me with this and they were fantastic.
Chris
"Fantastic, efficient and reliable"
Read More
My experience with Lender & Court Services were fantastic, I contacted them when I had a ccj on my file which I was unaware of due to a parking ticket which was sent to my previous address, I got in touch with this company and they were so efficient and reliable.
Alessandro
"Would recommend them to anybody"
Read More
Lender and Court services were very knowledgable and were able to advise me on a simple process to get the CCJ removed. It was successful and well worth the money.
My credit score is now in the excellent category again over 900 and I can now move forward with my life.
Frequently Asked Questions

This is a Judgment that a County Court Judge makes when someone has failed to pay money they owe to another party. The process starts by the claimant making a claim to the court and the court will then send you, the defendant, the claim and ask for you to either, admit that you owe the money and pay the claim in full, admit to part or some of the claim or defend the claim if you think that you do not owe the money at all. Whatever you decide to do – you must respond in 14 days.

If you agree that you owe the money even once a Judgement is made if you pay the debt within 30 days then there is no record of the action that has been taken recorded on your credit file and you will not have get a CCJ.

If you don’t reply to the court papers in the 14 days allowed, or don’t receive them, and such cannot reply, then a Judgement will be issued against you. If you have a CCJ registered against you and don’t pay an order can be made to take money out of your wages, A charge can be put on your property, your bank accounts can be frozen and bailiffs can be sent to your home to collect the money or goods to the value of the claim and the extra costs, charges and default interest.

A CCJ is also put on your credit file for six years warning banks and financial institutions that you have a history of debt. If you have an unpaid CCJ it will be virtually impossible for you to get a Mortgage, Credit Card, Car Finance or a Loan, especially from a high street provider and you would be forced to use a more “subprime” lender and even if this is available it will cost you much, much more for any credit that you obtain.

When someone makes a County Court Claim against you, you will be sent a Claim Form which explains how much the person is claiming and why they are taking the action, this is called “Particulars of Claim”.

You must respond the court papers in 14 days as if you do not then the court will issue a “Default Judgement” as essentially the court will believe the claimant without hearing your side of the issue.

There many cases, where you have discovered that you have a CCJ and did not receive the original paperwork and a Default Judgement has been made where you can make an application to the court to set-aside the judgement. This doesn’t mean that the matter is closed, it simply means that the claimant has to start the process again, should they wish to.

The way to find out if you have a CCJ is to check your credit file, there are a number of services available online to check this such as Equifax, Experian, or Noddle. This is the first step to checking what is registered against you and we would need to see this in order to help you.

Once you discover that you have a CCJ you need to act promptly. You can apply to the court to have a CCJ set-aside and the Court Fee is £275. This is the correct process if the CCJ was entered onto your credit file incorrectly, for example that you did never owed the money and you can prove it. Other reasons may be that the papers were sent to an old address and you never had the chance to defend, pay, or deal with the claim.

Remember that if a CCJ is set-aside due to failure of service in that you did not receive the papers from court and if you are successful the court will automatically remove the CCJ. However, that might not be the end of the problem as the person who made the claim may wish to re-issue proceedings to recover the debt, so you need to either have a defence to the claim or be prepared to pay the original debt in order for the matter to be concluded once and for all.

You must respond the court papers in 14 days as if you do not then the court will issue a “Default Judgement” as essentially the court will believe the claimant without hearing your side of the issue.

There many cases, where you have discovered that you have a CCJ and did not receive the original paperwork and a Default Judgement has been made where you can make an application to the court to set-aside the judgement. This doesn’t mean that the matter is closed, it simply means that the claimant has to start the process again, should they wish to.

The way to find out if you have a CCJ is to check your credit file, there are a number of services available online to check this such as Equifax, Experian, or Noddle. This is the first step to checking what is registered against you and we would need to see this in order to help you.

Of course. You can view our Terms and Conditions by following THIS LINK (the page will open in a new tab on your browser).

Our Head Office is based in Timperley in South Manchester, with Manchester Airport and junction 19 of the M6 10 minutes away. The Lender & Court Team offer a national service and as a team we have over 30 years’ experience in dealing with court procedure.

Have you discovered that you have a CCJ you knew nothing about? Did you not receive the court papers? Were they sent to an old or wrong address? If so we can help, Call the team now for a free review of your case on 0161 393 6826 and get your CCJ Removed.

Lender & Court can arrange legal representation
institute of paralegals corporate member
national paralegal awards
Civil Mediation Council
the parliamentary review

Remove a CCJ Today
Call 0161 507 7381

Call the team today for a Free Case Assessment**
We will explain your rights, how our services work, and how we can remove a CCJ.

* Free Review/Case Assessment Terms

To provide a Free Case Assessment we will use our best endeavours to assess your case. Solely based on the information provided by you in our initial call we will try to establish if you have legal grounds to ask the court to Set Aside your Judgment (remove a CCJ). However, there are occasions where a case can be too complex or of too high value for us to do this and in such circumstances, we will advise that we can instruct a fully qualified Barrister to provide a written legal opinion at a fixed upfront cost. This is an essential component of our service as we are licensed by the Bar Standards Board and this enables us to provide clients with access to high quality professional legal advice at a reasonable cost. In such cases the Barristers opinion becomes your property, and you are not obliged to continue with any further services from Lender & Court Services Ltd. The Barristers opinion will be offered to ensure that we are always giving clients the best advice from the first enquiry that they have made with Lender & Court Services Ltd. There may also be circumstances where we have provided a Free Case Assessment and further information about the case is discovered after we have started the work. This also may dictate that we must then instruct a Barrister to provide a written legal opinion to ensure that you are taking the correct course of action and to protect you from becoming liable for the claimants costs.

Lender & Court Service is No.1 Rated Financial Advice Website on Reviewcentre.com