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Fixed Fee CCJ Removal Service Licensed & Qualified 5-Star Rated Service

Remove a CCJ. Specialist Fixed Fee Professional Services

Offices based in London and Manchester 

If you are looking to instruct a professional firm to remove a CCJ

TRUST US NOW TO HELP YOU REMOVE IT AND IMPROVE YOUR CREDIT RATING

Call us Now on 0345 548 4345

We offer a free review before trying to remove a CCJ to establish if their are legal grounds.

If you do have legal grounds we will explain the legal process, our service and our fixed fee*

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If your CCJ relates to your business, we have a page specifically for you: Business CCJ Services
PLEASE NOTE: WE ARE NOT THE COUNTY COURT AND WE HAVE NO ACCESS TO THE DETAILS OF YOUR CCJ.
IF YOU WANT TO CONTACT THE COUNTY COURT BUSINESS CENTRE, PLEASE CALL 0300 123 1056 OR EMAIL: ccbc@justice.gov.uk
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Parking Fine CCJ? Papers to old address? Remove for only £349

Lender & Court Services Ltd work in partnership with SRA Regulated Solicitors and we have been removing Parking Ticket CCJs that were sent to the wrong address since 2015.

We have developed good working relationships with all the parking enforcement companies such as Parking Eye, Civil Enforcement, Excel Parking, Gladstones Solicitors, BW Legal, Euro Car Parks and many more.

We have hundreds of 5 star reviews for our Parking Ticket CCJ service and we have helped many front line key workers such as Nurses, Doctors, Police and Care Workers that have been given a ticket mainly due to them parking at work. We have helped many self-employed workers that have been given a ticket while attending a customer’s premises. We have helped people assisting an elderly or disabled relative. We have helped with every type of parking ticket CCJ and we can help you.

This service is especially for those that have had a CCJ registered for Parking Ticket where the Court Claim Form was sent to an old address.

This is the BEST VALUE Solicitor service on the market.

As featured in Daily Mail & The Guardian

Why is it important to remove a CCJ?

To have a CCJ on your credit record means that it will be virtually impossible for you to get credit, as it will show on your credit file as a Court Judgement for an Unpaid Debt. This can prevent you getting all sorts of finance so ensuring you remove a CCJ can save you serious heartache in the future. 

Most common examples of this are Parking Ticket companies, where a ticket is issued for a car that perhaps you have sold. 

This practice has been widely reported in the press with those finding that they have a “Mystery CCJ” and people have subsequently been declined for Mortgages and Tenancy Agreements or new car finance, some of whom were in the middle of moving house and the CCJ blocked them from moving to their new home. More information. These long term blocks on life changing events are the main reason we help people remove a CCJ.

The CCJ will remain on your credit file and the public register for 6 years from the date it was registered. If you are experiencing general debt issues we strongly encourage you to seek authorised and regulated debt advice and we would recommend that you contact Step Change or Payplan who offer free debt advice. If you are looking for free legal assistance we advise you to contact the Citizens Advice Bureau.

Daily Mail huge rise in CCJ

Our CCJ Services

We provide a full legal case assessment

We will assess your case and examine how the CCJ came to be on your file and why you were not informed about it. This is not uncommon as there are many companies that systematically make claims for small amounts of money that can lead to people needing to remove a CCJ.

If the papers for this debt are served on your previous address then you are likely to end up with a County Court Judgement “in default”. This is because you have not replied to the court claim. If this is the case we can help you to make an application to set aside the County Court Judgement until the debt is either paid or formally disputed.

We can assist with court paperwork and evidence

We can assign one of our experienced case workers to your file and they will help you to draft the required application in a legally correct format.This is one of the first steps when looking to remove a CCJ.

They also help you to collate the required evidence to demonstrate that the CCJ should be set-aside on the correct legal grounds. It is highly advisable to get some legal assistance when filling out the form. If you make an application that is incorrect it can be dismissed, making it far more difficult and costly to go back to court again.

We will talk to the Claimant

In some cases, we will speak to the claimant or their solicitors. This is to establish the basis of the claim, the timescales, when the claim was made, and what it was for. 

Subject to the service level that you opt for we will try and negotiate that the claimant will agree for the Court Judgement to be set aside whilst we are helping you to resolve the issue of the actual claim. In some cases a claimant might even agree for our request to remove a CCJ.

Anonymous
"Big thanks guys help me get my life back on track"
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Overall well impressed they all ways phoned me help me in every way and even when I won the court case they still phoned me to see if everything was ok.
So would recommend Lender and Court to everyone.
Big thanks guys help me get my life back on track .
Mariam
"Did exactly what they said would do… were great"
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Just want to thank you and your team, for helping me through this. I don’t think I had the easiest of cases but you were always accessible and responsive to my phone calls, emails.
You were also patient with my questions, which is exactly what someone needs when they are stressed out about something they don’t quite understand how to navigate.
Paul Brinklow
"Fantastic service, really pleased"
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Although my case turned out to be a bit messy, the team at lender & court services went above and beyond what they had to do to get my cases sorted.
We were messed about a bit by the court administration service but I felt fully supported by the team.
Kirsty
"What an amazing company"
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I cannot thank Lender and Court Services enough.
Obviously it is very scary finding out you have a ccj and no knowledge.
I contacted lender and court services as to help me with this and they were fantastic.
Combsd
"Fantastic, efficient and reliable"
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My experience with Lender & Court Services were fantastic, I contacted them when I had a ccj on my file which I was unaware of due to a parking ticket which was sent to my previous address, I got in touch with this company and they were so efficient and reliable.
Alessandro
"Would recommend them to anybody"
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Lender and Court services were very knowledgable and were able to advise me on a simple process to get the CCJ removed. It was successful and well worth the money.
My credit score is now in the excellent category again over 900 and I can now move forward with my life.

Check out The Parliamentary Review’s article on Lender & Court Services!

Frequently Asked Questions

This is a Judgement that a County Court Judge makes when someone has failed to pay money they owe to another party. The process starts by the claimant making a claim to the court and the court will then send you, the defendant, the claim and ask for you to either, admit that you owe the money and pay the claim in full, admit to part or some of the claim or defend the claim if you think that you do not owe the money at all. Whatever you decide to do – you must respond in 14 days.

If you agree that you owe the money even once a Judgement is made if you pay the debt within 30 days then there is no record of the action that has been taken recorded on your credit file and you will not have get a CCJ.

If you don’t reply to the court papers in the 14 days allowed, or don’t receive them, and such cannot reply, then a Judgement will be issued against you. If you have a CCJ registered against you and don’t pay an order can be made to take money out of your wages, A charge can be put on your property, your bank accounts can be frozen and bailiffs can be sent to your home to collect the money or goods to the value of the claim and the extra costs, charges and default interest.

A CCJ is also put on your credit file for six years warning banks and financial institutions that you have a history of debt. If you have an unpaid CCJ it will be virtually impossible for you to get a Mortgage, Credit Card, Car Finance or a Loan, especially from a high street provider and you would be forced to use a more “subprime” lender and even if this is available it will cost you much, much more for any credit that you obtain.

When someone makes a County Court Claim against you, you will be sent a Claim Form which explains how much the person is claiming and why they are taking the action, this is called “Particulars of Claim”.

You must respond the court papers in 14 days as if you do not then the court will issue a “Default Judgement” as essentially the court will believe the claimant without hearing your side of the issue.

There many cases, where you have discovered that you have a CCJ and did not receive the original paperwork and a Default Judgement has been made where you can make an application to the court to set-aside the judgement. This doesn’t mean that the matter is closed, it simply means that the claimant has to start the process again, should they wish to.

The way to find out if you have a CCJ is to check your credit file, there are a number of services available online to check this such as Equifax, Experian, or Noddle. This is the first step to checking what is registered against you and we would need to see this in order to help you.

Once you discover that you have a CCJ you need to act promptly. You can apply to the court to have a CCJ set-aside and the Court Fee is £255. This is the correct process if the CCJ was entered onto your credit file incorrectly, for example that you did never owed the money and you can prove it. Other reasons may be that the papers were sent to an old address and you never had the chance to defend, pay, or deal with the claim.

Remember that if a CCJ is set-aside due to failure of service in that you did not receive the papers from court and if you are successful the court will automatically remove the CCJ. However, that might not be the end of the problem as the person who made the claim may wish to re-issue proceedings to recover the debt, so you need to either have a defence to the claim or be prepared to pay the original debt in order for the matter to be concluded once and for all.

You must respond the court papers in 14 days as if you do not then the court will issue a “Default Judgement” as essentially the court will believe the claimant without hearing your side of the issue.

There many cases, where you have discovered that you have a CCJ and did not receive the original paperwork and a Default Judgement has been made where you can make an application to the court to set-aside the judgement. This doesn’t mean that the matter is closed, it simply means that the claimant has to start the process again, should they wish to.

The way to find out if you have a CCJ is to check your credit file, there are a number of services available online to check this such as Equifax, Experian, or Noddle. This is the first step to checking what is registered against you and we would need to see this in order to help you.

Of course. You can view our Terms and Conditions by following THIS LINK (the page will open in a new tab on your browser).

Our Head Office is based in Timperley in South Manchester, with Manchester Airport and junction 19 of the M6 10 minutes away. The Lender & Court Team offer a national service and as a team we have over 30 years’ experience in dealing with court procedure.

Have you discovered that you have a CCJ you knew nothing about? Did you not receive the court papers? Were they sent to an old or wrong address? If so we can help, Call the team now for a free review of your case on 0345 548 4345 and get your CCJ Removed.

How to remove a CCJ

Remove a CCJ Today

Call 0345 548 4345

Call the team today for a Free Case Assessment**

We will explain your rights, how our services work, and how we can remove a CCJ.

** Free Review/Case Assessment Terms

To provide a Free Case Assessment we will use our best endeavours to assess your case. Solely based on the information provided by you in our initial call we will try to establish if you have legal grounds to ask the court to Set Aside your Judgement (remove a CCJ). However, there are occasions where a case can be too complex or of too high value for us to do this and in such circumstances, we will advise that we can instruct a fully qualified Barrister to provide a written legal opinion at a fixed upfront cost. This is an essential component of our service as we are licensed by the Bar Standards Board and this enables us to provide clients with access to high quality professional legal advice at a reasonable cost. In such cases the Barristers opinion becomes your property, and you are not obliged to continue with any further services from Lender & Court Services Ltd. The Barristers opinion will be offered to ensure that we are always giving clients the best advice from the first enquiry that they have made with Lender & Court Services Ltd. There may also be circumstances where we have provided a Free Case Assessment and further information about the case is discovered after we have started the work. This also may dictate that we must then instruct a Barrister to provide a written legal opinion to ensure that you are taking the correct course of action and to protect you from becoming liable for the claimants costs.